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Maryland Real Estate

Explore Maryland.

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Source: Realtor.com Economic Research, state-level data for September 2026. Market data is updated periodically and deemed reliable but not guaranteed.

About Maryland real estate

Maryland real estate runs on three engines: federal government in the DC suburbs, healthcare and education in Baltimore, and a coastline that draws second-home buyers.

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Expert take: Suburban DC and Howard County are tight. Baltimore city has more buyer-friendly conditions in many neighborhoods. Eastern Shore beach markets run hot in summer.

By the Numbers

  • $425,000Median listing price statewide
  • 4Active MD REALTORS® on this network
  • 6.18 millionPopulation
  • AnnapolisCapital
  • eXp Realty MarylandBrokerage

Maryland market snapshot: September 2026

Source: Realtor.com Economic Research, state-level data for September 2026. Market data is updated periodically and deemed reliable but not guaranteed.

  • Median listing price$425,000-4.0% YoY
  • Days on market47median
  • Active listings17,000+on market
  • YoY price change-4.0%12-month

Maryland through experienced eyes

What makes Maryland different.

Maryland has the highest median household income of any state. Property taxes vary widely by county, with Baltimore City among the highest and rural counties much lower.

Current conditions.

Maryland's median listing price is $425,000, with homes taking a median 47 days to sell and 17,000+ active listings. Read Maryland by metro, not by state.

The single biggest trend.

Suburban DC and Howard County are tight. Baltimore city has more buyer-friendly conditions in many neighborhoods. Eastern Shore beach markets run hot in summer.

Where to look in Maryland

  • Baltimore-Columbia-Towson

    Largest metro. Johns Hopkins anchor. Submarkets range from urban Baltimore revival to Howard County.

  • Washington DC suburbs (Montgomery + PG counties)

    DC commuter belt. Montgomery County has high prices.

  • Annapolis

    Capital. US Naval Academy. Chesapeake Bay sailing culture.

  • Ocean City / Worcester County

    Atlantic coast. Heavy second-home market.

  • Frederick

    Northwest of DC. Suburban residential growth.

Schools & Education

Maryland public school systems include Howard County Public Schools and Montgomery County Public Schools (including the Walt Whitman/Walter Johnson high schools).

Climate & Weather

Humid subtropical. Hot, humid summers. Mild winters with some snow. Severe weather is rare.

Questions buyers and sellers ask us most

How much do I need for a down payment in Maryland?

For conventional loans, 20% down on the Maryland median of $425,000 would be $85,000. Most Maryland buyers close with 3-5% down via conventional, FHA (3.5% down), or VA (0% for eligible service members). Check with a local lender.

What is the best time of year to buy a home in Maryland?

Late summer through early fall is historically the most favorable buyer window across most US markets, and Maryland follows this pattern. Spring has the most inventory but the most competition. Winter has the least of both.

Can I buy a home in Maryland without seeing it in person?

Yes. A local REALTOR® running video walkthroughs, paired with a thorough inspection contingency, makes a remote purchase manageable. Most Maryland agents are comfortable with this workflow.

How long does it take to close on a home in Maryland?

30-45 days is typical for a financed purchase, and 14-21 days is achievable for cash. The bottleneck is usually appraisal and lender underwriting, not title work.

Guidance That Moves You Forward

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